Household budgeting · Made in Newfoundland

Know what's left on the 19th.

Most budgets tell you how the month went. WiseNest lays it out day by day, so you can see the tight stretch between payday and the mortgage before you're standing in it.

Join the waitlist Coming to iPhone · Free trial at launch

It speaks Canadian.

Most budgeting apps are built for American households and quietly assume American accounts. WiseNest was built here, for the money a Canadian family actually deals with.

Registered accounts

RRSPs, TFSAs and RESPs sit alongside everything else

Track balances month to month and watch the trend, without pretending a registered account is just another savings account.

Benefits

The CCB lands on the calendar like any other pay

Child benefit, pension, part-time shifts, irregular hours. Income that varies is the normal case, not an edge case.

Side income

A business section for the work on the side

Bookings, expenses, and profit kept apart from the household books — so you can see the business clearly and still know the family total.

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Your numbers never touch our servers.

WiseNest doesn't connect to your bank, and it doesn't hold your data. You type your money in, and it syncs to a single file in your own Dropbox. We can't read it, because we never have it.

That also means no monthly fee for storage we're not paying for. Buy it once.

Where a WiseNest budget lives

Your phone — the app, working offline
Your Dropbox — one file, in a folder only WiseNest can see
Your other devices — the same file, kept in step
Our servers — nothing

Built at a kitchen table, not a startup.

I'm a licensed practical nurse in Mount Pearl. I built WiseNest because my wife and I needed to know what was actually left between paycheques — with a mortgage, kids, and her face-painting business running alongside it all.

It got good enough that people started asking for a copy. Everything in it is there because our household needed it, which is a slower way to build an app and, I think, a better one.